in large part, on the company's unwavering commitment to the classes of business in which it specializes, and it's "determined to hold our ground" attitude with respect to pricing, despite what others in the marketplace may be doing.
"What distinguishes us from others is that we are and have been the most stable commercial auto [insurance provider] in New York and, more recently, New Jersey. We have longevity, underwriting experience and continuity. We don't jump in and out of a class of business," observes Isenberg, who joined D.C. White Agency in 1978. "We write for underwriting profit, not volume," and added: "At the end of the day, we know we did not get caught in the pressures to reduce rates to levels we could not live with."
Founded by David C. White in 1955 as a property/casualty wholesale operation, D.C. White Agency began to develop a strong niche within the commercial auto insurance arena, and ultimately sold its non-auto business in 1995 to become a specialty auto market. The following year, the agency was acquired by the Lancer Insurance Group, a $280 million New York-based company with a strong underwriting focus in commercial automobile insurance. In January 1997, Lancer Insurance Company, a member of the Lancer Group, became D.C. White's policy-issuing insurer.
Specifically, D.C. White Agency provides commercial auto liability and physical damage insurance coverages for local and intermediate trucks, delivery vans, tow trucks, dump trucks, contractors' vehicles, household movers and most other classes of commercial auto. It also provides a wide range of garage coverages for used car dealers, collision shops, service stations, auto storage yards and repair shops. The agency will also write private passenger auto in conjunction with a commercial auto account.
D.C. White underwriters can quote and bind most local and intermediate commercial automobile liability, physical damage and garage risks within 24 hours from submission.
While other
markets come and go, D.C. White Agency continues to successfully meet
the needs of its producers and their clients by keeping it simple—providing
competitive premiums, superior service and premier claims handling.
D.C. White Agency is a proud member of:
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